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Lamar, Gazaway Bugg (20 October 1798–05 October 1874), business entrepreneur, was born near Augusta, in Richmond County, Georgia, the son of Basil Lamar, a landholder, and Rebecca Kelly. Lamar received little formal education, although he had private Latin instruction. By age twenty-three and married to his first wife Jane Meek Creswell, whom he wed in October 1821, Lamar became a commission merchant in Augusta and, by 1823, in Savannah. Lamar’s expanding enterprises included banking and steamboating....

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Thaw, William (12 October 1818–17 August 1889), transportation executive and philanthropist, was born in Pittsburgh, Pennsylvania, the son of John Thaw, a banker, and Elizabeth Thomas. His father, after an earlier career as a merchant seaman, entered the banking business and relocated to Pittsburgh from Philadelphia in 1804. In Pittsburgh the elder Thaw served as the chief clerk in the newly established branch of the Bank of Pennsylvania. His son received his early education at local schools before entering the Western University of Pennsylvania (now the University of Pittsburgh); it is unclear whether he graduated. At the age of sixteen Thaw entered the workplace as a clerk with his father’s firm, which had since been taken over by the Bank of the United States. While employed at the bank, he traveled on horseback throughout the Ohio River valley making collections. During this trip Thaw not only gained knowledge of the area but also became aware of the tremendous potential benefits that improved transportation could bring to the region....