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Mills, Darius Ogden (05 September 1825–03 January 1910), banker and mining and railroad entrepreneur, was born in North Salem, Westchester County, New York, the son of James Mills, a town supervisor of North Salem (1835), and Hannah Ogden. From a prominent family, Mills was educated at the North Salem Academy and then at the Mount Pleasant Academy at Ossining, New York. His father’s death in 1841 deprived Mills of a college education. Instead he became a clerk in a mercantile establishment in New York City. In 1847, at the invitation of a cousin, he became cashier of the Merchants’ Bank of Erie County in Buffalo, New York....

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Rogers, Henry Huttleston (29 January 1840–19 May 1909), oil tycoon, railroad builder, and capitalist, was born at Fairhaven, Massachusetts, the son of Rowland Rogers, a bookkeeper, and Mary Eldredge Huttleston. A high school graduate, Rogers worked in his hometown five years before leaving in 1861 for Pennsylvania, where oil had been discovered in 1859. Beginning with a $1,200 investment in a small refinery erected at McClintockville, Pennsylvania, Rogers and a partner, Charles Ellis, made $30,000 their first year. In 1866 Rogers met ...

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Smith, Francis Marion (02 February 1846–27 August 1931), mining and railroad entrepreneur, was born in Richmond, Wisconsin, the son of Henry Grovier Smith and Charlotte Paul, farmers. After completing grade school in Richmond, Smith attended high school in nearby Milton and Allen’s Grove. He worked on the farm until he reached the age of twenty-one, when he succumbed to the lure of the West. In 1867 he traveled to Montana Territory, where he tried prospecting and both placer and hard-rock mining. Unimpressed with the return, he resumed his travels, working at various jobs until he reached western Nevada, where he became a restaurateur. After a few months he decided that prospecting was more interesting, and for the next five years he followed various mineral rushes in the region....