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Paul, Josephine Bay (10 August 1900–06 August 1962), businesswoman and philanthropist, was born Josephine Holt Perfect in Anamosa, Iowa, the daughter of Otis Lincoln Perfect, a realtor, and Tirzah Holt. In 1906 the family moved to Brooklyn, New York, where Josephine Perfect grew up. In 1916 Josephine graduated from Brooklyn Heights Seminary and enrolled at Colorado College in Colorado Springs, where she studied for a year. She then spent the next ten years as a secretary and as the director of the Brooklyn Junior League’s bookstore, helping the store to recover from near bankruptcy. In 1928 Josephine and her sister Tirzah established a greeting card business in Brooklyn. With Tirzah as designer and Josephine as sales manager, the sisters managed to sustain a thriving business with distribution stretching from the East Coast to the Midwest. In 1933, following Tirzah’s marriage, the sisters dissolved the business....

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Thaw, William (12 October 1818–17 August 1889), transportation executive and philanthropist, was born in Pittsburgh, Pennsylvania, the son of John Thaw, a banker, and Elizabeth Thomas. His father, after an earlier career as a merchant seaman, entered the banking business and relocated to Pittsburgh from Philadelphia in 1804. In Pittsburgh the elder Thaw served as the chief clerk in the newly established branch of the Bank of Pennsylvania. His son received his early education at local schools before entering the Western University of Pennsylvania (now the University of Pittsburgh); it is unclear whether he graduated. At the age of sixteen Thaw entered the workplace as a clerk with his father’s firm, which had since been taken over by the Bank of the United States. While employed at the bank, he traveled on horseback throughout the Ohio River valley making collections. During this trip Thaw not only gained knowledge of the area but also became aware of the tremendous potential benefits that improved transportation could bring to the region....