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Phillips, Frank (28 November 1873–23 August 1950), oilman and banker, was born in Scotia, Nebraska, the son of Lewis F. Phillips, a farmer, county assessor, and judge, and Lucinda Josephine Faucett, a schoolteacher. Although Phillips was born in Nebraska, his father’s farming career necessitated a move to Creston, Iowa, in 1874. There Frank attended the local school but dropped out at age fourteen. Phillips would have no contact with the realm of formal education until he received a number of honorary degrees years later....