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Ayer, Harriet Hubbard (27 June 1849–23 November 1903), businesswoman and journalist, was born in Chicago, Illinois, the daughter of Henry George Hubbard, a real estate dealer, and Juliet Elvira Smith. Her father died when Harriet was three years old, but his legacy of valuable land purchases enabled the family to live comfortably. Poor health limited Harriet’s early education to private tutors. Although Episcopalian, she entered the Catholic Convent of the Sacred Heart at the age of twelve, graduating three years later....