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date: 22 October 2019

Harding, William Proctor Gouldlocked

(05 May 1864–07 April 1930)
  • Sue C. Patrick


Harding, William Proctor Gould (05 May 1864–07 April 1930), banker and governor of the Federal Reserve Board, was born in Greene County, Alabama, the son of Horace Harding, a civil engineer, and Eliza Proctor Gould. After receiving both his A.B. (1880) and his A.M. (1881) from the University of Alabama, Harding became a bookkeeper in the private bank J. H. Fitts & Co. in Tuscaloosa, Alabama, in 1882. He moved to Birmingham in 1886 and worked as bookkeeper, assistant cashier, and cashier at Berney National Bank until 1896, when he became vice president of First National Bank of Birmingham. In June 1902 he was promoted to president, a position he held until 1914. As president of a large southern bank, Harding became familiar with the problems of cotton farmers, steel manufacturers, and merchants. He married Amanda Perrine Moore in Birmingham in 1895, and they had three daughters before her death in 1910....

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